β Reserve & Triage β first notice
A lowβmidβhigh reserve range calibrated for portfolio reserving (not a per-claim estimate), a handling lane with reasons, a possible-large-claim flag, and the extra photo angles to request.
Services Β· Motor claims
A claim moves through four steps: first notice, assessment, workshop quote, settlement. Information arrives step by step, so the API is split the same way β tied together by one claim reference. People still decide; the API gives them a handling lane, photo evidence and a price benchmark.
A lowβmidβhigh reserve range calibrated for portfolio reserving (not a per-claim estimate), a handling lane with reasons, a possible-large-claim flag, and the extra photo angles to request.
Propose: visible damage from photos with market prices, plus damage that may be hidden. Verify declared: send the adjuster's list and get each line confirmed, contradicted, or not yet confirmable by the photos.
Each quoted line checked against the assessment and the p25βp75 market price; returns a suggested approval amount and the amount you have grounds to query. A suggestion β your reviewer decides.
Send back the approved lines. Every claim returned tightens the price benchmark and approval prediction for your own company β which is why it is free.
A separate product outside the claims flow: an estimated market value of the vehicle to support setting the sum insured.
Plates and faces in the image are masked before the image enters any other step.
Send photos and claim details, get JSON. Use the same claim reference (claimRef) at every step so later steps read earlier results. Damage Assessment runs asynchronously by default: you get a job id at once and fetch the result when it is done.
Register a partner account and create a key in the dashboard. No manual approval wait.
Billed per call against your balance. The dashboard itemises every call and its cost.
Run it in the dashboard on your own photos first to see real output, then write the integration.
The fastest way to know whether this API is useful is to run it on a few of your real claims. Contact us and we will open a trial account.