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Services Β· Motor claims

One API for each step of a motor claim

A claim moves through four steps: first notice, assessment, workshop quote, settlement. Information arrives step by step, so the API is split the same way β€” tied together by one claim reference. People still decide; the API gives them a handling lane, photo evidence and a price benchmark.

One API for each step of a motor claimSevere β€” replaceModerate β€” repairMinor β€” refinishRESPONSEJSON

What each step returns

β‘  Reserve & Triage β€” first notice

A low–mid–high reserve range calibrated for portfolio reserving (not a per-claim estimate), a handling lane with reasons, a possible-large-claim flag, and the extra photo angles to request.

β‘‘ Damage Assessment β€” two modes

Propose: visible damage from photos with market prices, plus damage that may be hidden. Verify declared: send the adjuster's list and get each line confirmed, contradicted, or not yet confirmable by the photos.

β‘’ Repair Plan Review β€” workshop quote

Each quoted line checked against the assessment and the p25–p75 market price; returns a suggested approval amount and the amount you have grounds to query. A suggestion β€” your reviewer decides.

β‘£ Settlement Feedback β€” free

Send back the approved lines. Every claim returned tightens the price benchmark and approval prediction for your own company β€” which is why it is free.

Vehicle Valuation β€” underwriting

A separate product outside the claims flow: an estimated market value of the vehicle to support setting the sum insured.

Anonymised before processing

Plates and faces in the image are masked before the image enters any other step.

What one call looks like

Send photos and claim details, get JSON. Use the same claim reference (claimRef) at every step so later steps read earlier results. Damage Assessment runs asynchronously by default: you get a job id at once and fetch the result when it is done.

REQUEST β†’ RESPONSEREQUESTPOST /partners/vehicle/ damage-assessmentsX-API-Key: tuctak_live_…photo=@anh1.jpgclaimRef="HS-000123"declaredItems=[{"name": "CαΊ£n trΖ°α»›c"}]RESPONSE202 β†’ GET /jobs/…{ "mode": "KIEM_KHAI_BAO", "declaredReview": { "lines": [{ "name": "CαΊ£n trΖ°α»›c", "photoCheck": "CONFIRMED", "repairCost": 3000000 }] } }async

Integrate in three steps

  1. 01

    Create an API key

    Register a partner account and create a key in the dashboard. No manual approval wait.

  2. 02

    Top up credit

    Billed per call against your balance. The dashboard itemises every call and its cost.

  3. 03

    Try it, then integrate

    Run it in the dashboard on your own photos first to see real output, then write the integration.

Best for

Best for

  • Claims directors who want claims routed at first notice instead of waiting in a queue
  • Settlement teams who need a market-price basis when reviewing workshop quotes
  • Assessment teams who want the declared item list checked against the claim photos
  • Underwriters who need a vehicle value reference when setting the sum insured

Try it on your own photos

The fastest way to know whether this API is useful is to run it on a few of your real claims. Contact us and we will open a trial account.